Keeping Older People at Home Safe from Elders’ Fraud

With the many existing advertisements or promotional materials through post mails, emails and telephone calls, it is becoming difficult on determining the actual exploited and fake transactions, particularly affecting countless of elders out there. Many senior citizens always scrutinize their personal documents and information, but it is harder to tell those elders fraud.

If we look at most of the reported news over the Internet and from published newspapers, thousands of scammers already cost their targeted seniors or elders. As stated by the National Consumers League’s National Fraud Information Center, it estimated close to 30% of telemarketing frauds and the victims are those who are 60 years old and above.

When talking about the strategies of most traditional fraudsters and identity thieves, they know how to victimize their targeted senior citizens unlawfully. To prove this, even some of the members of the family can become perpetrators. This is the reason why trusted people need to close contact with the family members or even friends to protect them from being victims of fraudsters.

Here of some of the important pointers to avoid elders’ fraud:

  • The promise of unsure treatment – typical fraudsters are like snake-oiled sales representatives because they promise modern health solutions for elders, but these are actually unproven or unsure treatments. Rather than treating or curing these people, they become vulnerable to other sorts of health conditions. For the family members who are staying with their senior citizens at home, they ought to consult with their healthcare providers before thinking about any promised medication or treatment.
  • Suspicious telephone call – when someone called over the phone and it is a suspicious call, never give the credit card numbers or bank account details of an elder over the telephone. This is a very important reminder unless the transaction is a 100% sure for the exact purpose. It is absolutely a good practice to record the involved phone number and simply inform the caller to make a return call later. Afterwards, it is best to report the number to verify its origin and if the caller owns it or not. In most cases, lonely elders at home also encounter what we recognize as bogus “unsolicited phone callers” and they must never deal with these fraud people.
  • When hiring an abusive person – if someone comes to the door and this person offers to do necessary repairs, it is best not to allow your elders to transact and work openly at home together because this can definitely trigger serious trouble. This person might not be qualified to do the repairs and can easily charge excessively only to earn money. Even worse, he or she can use the opportunity to enter the private areas inside the home without permission. In case you need to hire somebody to work in your house, get the best reference from a close friend, other members of the family or trusted neighbors who had worked with the service you need in the past. Of course, you can always visit the Internet to get the solution you want and keep your old family members safe.

Surely, the Internet is the best global market that allows many people to find businesses and opportunities worldwide. Unfortunately, there are existing crooks that we now recognized as potential intruders over the Internet. The different fraud transactions online done through regular emails and telephone calls are becoming prevalent. This is the reason why we need to be aware of this matter, especially in protecting our elders who usually stay home most of the time.

Finally, there are existing official-looking websites set up and utilized to victimize many people. That is why the involved government needs to take down these types of bogus websites reported by the victims. Alongside these fake sites, there are bogus emails, phone calls and messages that pretend to be working from the Federal Government, but not.

 

 

 

Free Credit Scores Online Scams – Avoid Fraud Companies or Services

Nowadays, countless of people are visiting the Internet to get free credit reports and this idea had been a trend lately. In fact, the increasing demand for this type of service has exponentially improve as more and more people are making a decision to handle their finances.

We have to admit the fact that in the past years, it is not easy to determine on how the lenders, banks or companies formulate the credit reports and in accumulating good credit scores. With the advent of the Internet now, many agencies that offer credit-reporting services are continuously popping up online. Unfortunately, some of them are not offering legitimate data and only after targeting their victims to fall on different free credit scores online scams.

If you are one of these people, you surely need to determine on where you can get the right information and what kind of affiliation the service provider you choose has on their side. Remember that it is important that you know where the provided information or data came from to help you in formulating on whether or not the data you get on hand are legitimate or not, in the first place.

In most cases, fraudulent credit report companies or services tend to reuse outdated information or even provide fake reports to their clients. Therefore, you have to learn on where they come from before using them for your purpose. There are surely companies out there that reveal their good affiliations with other trusted financial companies and government agencies, but not.

You also need to verify on how long the company or service provider had been around because the Internet actually does not prohibit changing the entire set up of a website for an online credit report company. This is the exact reason why many fraud companies have no trouble victimizing or cheating people these days.

Definitely, one of the best ways to assess on whether or not these companies are legitimate is to check how long they have been around and remember that new companies may implement new policies or guidelines, unlike those existing ones.

To avoid free credit scores online scam, you may need to consider doing a little investigation on your own. There are surely countless of independent financial regulatory agencies that conduct reports and audits from some popular companies across the world. If ever you need to know on whether you are dealing with a stand up company or not, you must check or refer to the exact government agencies that provide rules for this matter.

Should you decide to speak to the staff online or through telephone conversation, you can quickly assess if these people are good enough in answering your questions. In case you visit the website and decided to evaluate the overall set up, you ought to verify if they act like selling something online and inquire on how their secure your submitted personal information, if required.

Keep in mind that are some important things that you might need to look out when thinking about getting free credit report without experiencing a fraud transaction. Of course, you must always remember that there are many scammers online and they exist not only through credit reporting agencies.

It is very important to avoid them as much as possible and make a checklist of the best options to communicate. Do not just listen to people who have not experience checking their credit reports and learn from history.

 

 

ATO Warns Public about Phone Scams, Must Report Problem Immediately

The Australian Taxation Office (ATO) recently warned the public about the latest phone call scam, which particularly victimizing caller ID systems. The professional scammers use the same phone numbers from ATO to create foolish activities over the phone.

From the shared news information through news.com.au, there is a released audio recording of an obvious telephone scam from the Consumer Affairs Victoria (CAV). According from the report of CAV, it warns the people about this latest fraudulent activity.

“As per our recent audit, we have identified incorrect sorted tax filings, and we regret to inform you that your account has been marked delinquent on account of tax avoidance,” as stated by a robotic voice.

“As our letters sent to your registered address have also returned unsigned, and undelivered resulting into [sic] a petition note to be filed against your name, including a warrant for your arrest,” it added.

The read information likewise revealed that the fake calls may originate from 03 03…630 and it is important for the recipient to become aware of the situation. On this kind of situation, the recipient must learn on where to report the problem.

Based on the recorded data of ATO, there are almost 48,084 reported scams last 2016. And for this 2017, they already recorded reports of about 17,000 fraudulent calls from bogus phone numbers.

“One victim lost $900,000 to scammers over the course of several months, even borrowing money from family and friends,” Kath Anderson stated last June.

“The large number of people lodging their tax returns means scammers are particularly active, so it’s important to keep an eye out for anything that looks suspicious and protect your private information,” Anderson added who is the current Assistant Commissioner of ATO.

According to the director of tax communications at H&R Block Mark Chapman, the different telephone scams are increasing today and are popular because there are folks who easily transact due to the convincing approach of the fraudsters.

“The caller effectively says the client has an outstanding debt and needs to pay it immediately on pain of imprisonment. People feel bullied into paying. Typically people who are called don’t have any kind of tax debt at all, and of course the ATO themselves never adopt that approach,” Chapman added as quoted by the news report.

The director likewise stated that the scammers target their prospected victims using cold calls. On this kind of strategy, it is possible that the callers are not only coming from Australia and he believed that some may originate from India or in some parts of the world.

As for Ashley Debenham, he believes that majority of the fraudsters or scammers nowadays are becoming smarter. They can even manipulate phone calls and even emails from their targeted victims.

Debenham is Etax’s current marketing communications manager.

 

 

 

 

 

 

 

 

 

 

 

 

Phone Scams Continues to Bother US Residents, Police Authorities Cautions

With the continuing problem about phone scams or frauds, more and more people are experiencing bogus phone calls lately. As expected, the Internet reveals various reports and it is important for the readers to become more aware of the situation.

Just like the latest news about phone call scams in California, the Yucaipa police department warns the residents here about those fake individuals who are pretending as callers named Edison, FBI and officials from the San Bernardino Sheriff office, as reported by the abc7.com online.

Based on the investigation of the police authority, the caller ID quickly identifies the caller (as Edison) coming from a particular number who makes scam calls. According to the information, a certain Edison calls a resident to remind about excessive electricity payment and needs to pay the balance. He is calling as a representative from a company, which has no legitimate identity.

The caller instructs the resident victim to buy MoneyPak from any nearby store that offers it.

According to the police, this is a clear fraud transaction and people who live in Yucaipa ought to be aware about Edison who is an expert fraudster.

From the explanations of the investigators about the issue, it is important for the residents to deal with suspicious creditors appropriately. They must inform them that they will make a return call to avoid making a fraud transaction. Afterwards, they need to verify the involved phone number of the company from the monthly bill if it on the list. It is best to contact the fraud division of the exact company if the call is scam.

As for the reported scam involving the San Bernardino County Sheriff’s office, the suspects told the victim about the issued warrant of arrest because of not attending the jury. The suspects likewise informed the victim that the only way to clear the warrant is to compensate the penalty using green dot cards, moneyGram, Western Union or other available wire fund transfers, the reported news added.

In line with this issue, there is also a reported IRS phone scam call that tired to victimize a woman who lives in Ashburn, Virginia. This is the exact reason why the police authorities are warning the residents here to become mindful about these bogus types of IRS calls, as according from the report of patch.com.

Unfortunately, the office of the Loudoun County Sheriff revealed that despite the cautionary measures, this kind of problem manifest repeatedly. As detailed online, the latest scam incident happened at Crescent Park Square last week.

The complaint came from a woman who reside at the 21800 block of the said area and the caller is pretends as an employee of the IRS Criminal Investigation Division. According to the woman, the person who contacted her informed her about the warrant of arrest and must pay the penalty and fees. She can pay using iTunes gift cards as instructed by the fake IRS employee.

On the other hand, the complainant suddenly realized that the call is scam.

With the different types of phone scams in the United States today, it is very important to become more aware when answering the phone. This is necessary to avoid wasting money and keeping the members of the family safer against strangers.