Phishing Emails – How You Can Avoid Becoming a Targeted Victim

Have you experience receiving an email message from your bank and it warns you about someone who is trying to withdraw money from your personal account? In order to retain the access of your account, the information from the message usually instructs you to visit the website of the bank and then verify your personal data.

In most cases, the email includes a convenient link that you can click and go directly to the website to login your account. Unfortunately, clicking the provided link might surprise you because it does not really came from your bank. If you submitted the requested information or data such as your Social Security number, birthday and complete name, you might just be giving your personal data to an identity thief.

Based on the shared information about this type of fraud, they call is “phishing” and had been in existence online for the past years already. Whether you like it or not, it definitely flourished over the Internet because of those identity thieves who puts out convincing “bait” that looks like a legitimate offer. However, the intention only focuses in hooking or stealing the personal information of the targeted victims.

Majority of the phishing emails are capable of impersonating different banking, lending or even government institution. In addition, they can even victimize innocent people who often transact online through giants service providers like eBay, Amazon and PayPal. These are actually the usual targets of the attackers or hackers.

Some phishing attempts might fail, but many are still getting big catches online.

Phishing does not only target those who are opening their inbox through laptops and computers. Professional hackers or attackers can as well victimize different households over the telephone. The usual strategy of these types of thieves is to leave a voicemail then asking the victim to make a return call for personal data verification. Similar to typical phishing e-mails, these fraud calls are convincing and appearing legitimate.

For instance, the unknown caller represents himself as an official from a banking institution or an IRS agent. In case the victim made a decision to redial the provided number, there will be an automated phone system to answer the call and giving the instruction. If this person inputs the required personal details and account data, this is when the stealing begins because this is an obvious fraud.

Is there still possible ways to protect you against someone who attack you through phishing? Well, it is very important to learn that you should not provide or give out your personal information from a suspicious link online or over the telephone. To make sure you know if your bank is requesting, you contact them directly and verify if they sent you anything about verification.

If ever a strange caller is asking about your personal data, be sure to get his or her name and the company that this person is representing. Otherwise, you can talk to the authority in case the caller is threatening you because of not providing the requested data or information.

Looking at the different phishing emails nowadays, they are becoming common and look official. One reason is that expert identity thieves are using legitimate logos from popular companies without any permission.  They do this kind of strategy to make the message convincing and appearing trustworthy.

Keep in mind that phishing is a now a popular modern crime and performed by different identity thieves with perfection. As soon as they succeeded in stealing the personal information of their victims, these people will be at risk. It is very important to learn about these disappointing crooks to avoid damaging your good reputation. In some cases, getting a identity theft insurance is helpful for those who can offered to invest one.

 

Phone Scams Continues to Bother US Residents, Police Authorities Cautions

With the continuing problem about phone scams or frauds, more and more people are experiencing bogus phone calls lately. As expected, the Internet reveals various reports and it is important for the readers to become more aware of the situation.

Just like the latest news about phone call scams in California, the Yucaipa police department warns the residents here about those fake individuals who are pretending as callers named Edison, FBI and officials from the San Bernardino Sheriff office, as reported by the abc7.com online.

Based on the investigation of the police authority, the caller ID quickly identifies the caller (as Edison) coming from a particular number who makes scam calls. According to the information, a certain Edison calls a resident to remind about excessive electricity payment and needs to pay the balance. He is calling as a representative from a company, which has no legitimate identity.

The caller instructs the resident victim to buy MoneyPak from any nearby store that offers it.

According to the police, this is a clear fraud transaction and people who live in Yucaipa ought to be aware about Edison who is an expert fraudster.

From the explanations of the investigators about the issue, it is important for the residents to deal with suspicious creditors appropriately. They must inform them that they will make a return call to avoid making a fraud transaction. Afterwards, they need to verify the involved phone number of the company from the monthly bill if it on the list. It is best to contact the fraud division of the exact company if the call is scam.

As for the reported scam involving the San Bernardino County Sheriff’s office, the suspects told the victim about the issued warrant of arrest because of not attending the jury. The suspects likewise informed the victim that the only way to clear the warrant is to compensate the penalty using green dot cards, moneyGram, Western Union or other available wire fund transfers, the reported news added.

In line with this issue, there is also a reported IRS phone scam call that tired to victimize a woman who lives in Ashburn, Virginia. This is the exact reason why the police authorities are warning the residents here to become mindful about these bogus types of IRS calls, as according from the report of patch.com.

Unfortunately, the office of the Loudoun County Sheriff revealed that despite the cautionary measures, this kind of problem manifest repeatedly. As detailed online, the latest scam incident happened at Crescent Park Square last week.

The complaint came from a woman who reside at the 21800 block of the said area and the caller is pretends as an employee of the IRS Criminal Investigation Division. According to the woman, the person who contacted her informed her about the warrant of arrest and must pay the penalty and fees. She can pay using iTunes gift cards as instructed by the fake IRS employee.

On the other hand, the complainant suddenly realized that the call is scam.

With the different types of phone scams in the United States today, it is very important to become more aware when answering the phone. This is necessary to avoid wasting money and keeping the members of the family safer against strangers.