Have you experience receiving an email message from your bank and it warns you about someone who is trying to withdraw money from your personal account? In order to retain the access of your account, the information from the message usually instructs you to visit the website of the bank and then verify your personal data.
In most cases, the email includes a convenient link that you can click and go directly to the website to login your account. Unfortunately, clicking the provided link might surprise you because it does not really came from your bank. If you submitted the requested information or data such as your Social Security number, birthday and complete name, you might just be giving your personal data to an identity thief.
Based on the shared information about this type of fraud, they call is “phishing” and had been in existence online for the past years already. Whether you like it or not, it definitely flourished over the Internet because of those identity thieves who puts out convincing “bait” that looks like a legitimate offer. However, the intention only focuses in hooking or stealing the personal information of the targeted victims.
Majority of the phishing emails are capable of impersonating different banking, lending or even government institution. In addition, they can even victimize innocent people who often transact online through giants service providers like eBay, Amazon and PayPal. These are actually the usual targets of the attackers or hackers.
Some phishing attempts might fail, but many are still getting big catches online.
Phishing does not only target those who are opening their inbox through laptops and computers. Professional hackers or attackers can as well victimize different households over the telephone. The usual strategy of these types of thieves is to leave a voicemail then asking the victim to make a return call for personal data verification. Similar to typical phishing e-mails, these fraud calls are convincing and appearing legitimate.
For instance, the unknown caller represents himself as an official from a banking institution or an IRS agent. In case the victim made a decision to redial the provided number, there will be an automated phone system to answer the call and giving the instruction. If this person inputs the required personal details and account data, this is when the stealing begins because this is an obvious fraud.
Is there still possible ways to protect you against someone who attack you through phishing? Well, it is very important to learn that you should not provide or give out your personal information from a suspicious link online or over the telephone. To make sure you know if your bank is requesting, you contact them directly and verify if they sent you anything about verification.
If ever a strange caller is asking about your personal data, be sure to get his or her name and the company that this person is representing. Otherwise, you can talk to the authority in case the caller is threatening you because of not providing the requested data or information.
Looking at the different phishing emails nowadays, they are becoming common and look official. One reason is that expert identity thieves are using legitimate logos from popular companies without any permission. They do this kind of strategy to make the message convincing and appearing trustworthy.
Keep in mind that phishing is a now a popular modern crime and performed by different identity thieves with perfection. As soon as they succeeded in stealing the personal information of their victims, these people will be at risk. It is very important to learn about these disappointing crooks to avoid damaging your good reputation. In some cases, getting a identity theft insurance is helpful for those who can offered to invest one.